Effective Date: 2^nd March 2026
Last Updated: 3^rd March 2026

These Terms of Use (“Terms”) govern your access to and use of loxenpearl.com operated by Loxen Pearl Trading Limited (“we”, “us”, “our”). By using the website, you agree to these Terms. If you do not agree, do not use the website.

1. Website Purpose

The website provides general information about our business, services, and commodities coverage. Any information is provided for informational purposes only and does not create a binding obligation unless expressly agreed in writing.

2. Eligibility

You must be legally capable of entering into a binding agreement to use this website. You represent that your use of the website is lawful in your jurisdiction.

3. Permitted Use

You may use the website for legitimate business purposes. You agree not to:

• Use the website for unlawful, fraudulent, or misleading purposes
• Attempt to gain unauthorized access to the website or its systems
• Interfere with the website’s operation, security, or performance
• Copy, scrape, harvest, or extract data or content at scale without written permission
• Upload malicious code, viruses, or harmful content
• Impersonate any person or misrepresent your identity or affiliation

4. Intellectual Property

All content on the website (including text, design, graphics, logos, and layout) is owned by or licensed to Loxen Pearl Trading Limited and protected by applicable intellectual property laws.

You may view and download content for personal or internal business use only. You may not reproduce, distribute, publicly display, modify, or create derivative works without our prior written consent.

5. Requests for Company Profile / Materials

If you request our company profile or other materials via the website:

• You agree that such materials are provided confidentially and for internal evaluation only
• You will not share, forward, reproduce, publish, or distribute the materials to any third party without our prior written consent, except to your professional advisers (e.g., legal/compliance) who have a legitimate need to know and are bound by confidentiality
• We may decline or delay providing materials at our discretion, including for compliance, security, or verification reasons

6. No Reliance; No Professional Advice

The website content is not intended to be relied upon as legal, tax, financial, investment, or other professional advice. You should obtain appropriate professional advice for your circumstances.

7. Third-Party Links

The website may contain links to third-party websites. We do not control and are not responsible for their content, policies, or practices. Access is at your own risk.

8. Disclaimer of Warranties

The website and its content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Loxen Pearl Trading Limited shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, revenue, data, or business opportunity arising out of or related to your use of (or inability to use) the website.

If liability cannot be excluded, our total liability shall be limited to the amount (if any) you paid us for access to the website in the twelve (12) months preceding the event giving rise to the claim.

10. Indemnity

You agree to indemnify and hold harmless Loxen Pearl Trading Limited and its directors, officers, employees, and agents from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your misuse of the website or breach of these Terms.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of Nairobi, Kenya, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Nairobi, Kenya, unless we agree otherwise in writing.

12. Changes to These Terms

We may update these Terms at any time. The updated Terms will be posted on this page with a revised “Last Updated” date. Continued use of the website constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms can be sent to: office@loxenpearl.com